UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF CALIFORNIA
Consumers From Whom Consumer Adjustment Company, Inc. Attempted to Collect a Plain Green, Great Plains, or MobiLoans Debt
Could Be Affected by a Class Action Settlement
A federal court authorized this notice. This is not a solicitation from a lawyer. You are not being sued.
-
There has been a class action lawsuit filed against Consumer Adjustment Company, Inc. (“CACi”). The lawsuit claims that CACi improperly
sought to collect certain Plain Green, Great Plains, and MobiLoans debts. CACi denies it did anything wrong.
-
On June 1, 2023, the Court preliminarily approved a settlement in this class action that resulted in CACi making
certain changes to its business practices. This notice is being provided to inform you about the proposed additional terms of the Settlement.
-
You are included in the proposed Settlement if, between May 3, 2020 and April 20, 2023, CACi contacted you to collect a
debt or communicated credit information about you to Equifax, Experian, or Trans Union about a debt where the original creditor of the
loan was either Plain Green, Great Plains, or MobiLoans.
-
You may be eligible for a payment from the Settlement if you made a payment to CACi from May 3, 2020 to the present in
connection with an account where the original creditor of the loan was either Plain Green, Great Plains, or MobiLoans.
-
As part of the Settlement, CACi will change its business practices relating to any debts originating from MobiLoans,
Great Plains, or Plain Green. CACi also agreed to pay for notice and administration costs for this Settlement. This Settlement
does not include any payments to Class Members. A separate settlement provides money for consumers who made payments to CACi for these debts.
-
Your legal rights are affected by the proposed Settlement even if you do nothing.
-
Your rights and options — and the deadlines to exercise them — are explained in the Notices which are
available on the Important Documents page.
|
YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT
|
|
Do Nothing
|
You do not have to do anything to benefit from the proposed Settlement. If the Settlement is approved, you will give up
any rights to sue CACi about the same legal claims in this Settlement.
If you made a payment to CACi for the debts covered by the Settlement, you will
automatically receive a payment from the Settlement Fund, based on the amount of your payment.
|
Opt-out of the Settlement
(Money Settlement Class Only)
|
Money Settlement Class Members have the option to write to the Settlement Administrator stating that you do not
wish to participate in the proposed Settlement postmarked by September 28, 2023. If you validly opt-out,
you will not receive any monetary payments from the Settlement.
|
|
Object to the Settlement
|
Write to the Court about why you do not like the proposed Settlement.
Objections must be filed or postmarked by October 10, 2023.
|
|
Go to a Hearing
|
Ask to speak in Court about the fairness of the proposed Settlement.
|
-
This website is only a summary of the proposed settlement. More details about the proposed settlement including answers to
frequently asked questions can be found in the Notices which are available on the Important Documents page.